Saturday, March 16, 2013

How to get my autistic child's therapy covered by insurance

What held the answer for us was we had to be specific about his loss of speech. 

For the longest time we didn't think we could get any coverage for our son's therapy. We noticed he started having problems around 2 years old. He was forgetting words he was previously saying. In addition, it was very difficult to have him say words we already heard him say. 

We started approaching doctors about this shortly afterwords. Doctor's would not even speak to us about the situation. They kept saying he was to young to test. So, we looked around for someone or some people who would help. Luckily for us we found Easter Seals would provide free speech and occupational therapy for a child until he was 3. We started to see some progress. However, once he turned 3 and lost the extra help he started to go backwards. We had to start the process all over again and it looked like we were going to be denied. However, when we stressed the fact that he actually lost what he was saying. We have approval; at least for a few months until they re-diagnose. 


Sunday, March 10, 2013

What is this charge on my credit Card?

My wife had to pay a fee to take a test for qualifying to take her masters degree.


ETS*GRE TEST SERVICES 609-771-7670 NJ
P4869900
$ 185.00 Education
 
General Transaction Information
Original Network Post Date 03/03/2013
Original Network Trans Date 03/01/2013
Approval Code
Merchant Name ETS*GRE TEST SERVICES
Merchant City Name 609-771-7670
Merchant Zip Code 08541
Partial Shipment Indicator N
Merchant Category Description SCHOOLS/EDUC SVCS NOT CLASSIFIED
Broad Industry Description UTILITIES, GOVERNMENT & EDUCATION
POS Mode Description MANUALLY KEYED
Recurring Billing Indicator N
Authorized Merchant Name ETS*GRE SERVICES
Authorized Merchant Street Rosedale Rd Mailstop 5
Authorized Merchant State Code NJ
Authorized Merchant Zip Code 08541

Wednesday, January 16, 2013

What is this charge on my credit card? 8003473089

This is payment for Discover's version of Lifelock.


IDENTITY THEFT PROTECT 800-347-3089 UT
$          9.99      Other/ Miscellaneous
                       
No additional transaction details available.

What is this charge on my credit card?

This one surely didn't look famaliar to me at first because I don't live in Farms Branch. At first glace it looks like some kind of convient store purchase. However, it's an AT&T Wireless payment. 

ATTM*346001541679RGV FARMER'S BR TX
$          73.53    Services
                       
General Transaction Information
Original Network Post Date        01/03/2013
Original Network Trans Date       01/01/2013
Approval Code  
Merchant Name ATTM*346001541679RGV
Merchant City Name      FARMER'S BR
Merchant Zip Code        75234
Partial Shipment Indicator          N
Merchant Category Description  TELECOM EQUIPMENT & TELEPHONE SALES
Broad Industry Description        UTILITIES, GOVERNMENT & EDUCATION
POS Mode Description  MANUALLY KEYED
Recurring Billing Indicator          Y
Authorized Merchant Name        AT&T TLG RIO GRANDE
Authorized Merchant Street        1801 VALLEY VIEW LANE
Authorized Merchant State Code            TX
Authorized Merchant Zip Code   75234
Geographic
Point Of Sale Zip Code 75234
Store Number    053
Phone Number  8003310500

what is this charge on my credit card? 800-253-6500

This charge was made for an order from Amway.


AMW*1371328137 0105 800-253-6500 MI
1371328137
$62.00  Merchandise
 General Transaction Information
Original Network Post Date        01/09/2013
Original Network Trans Date       01/05/2013
Approval Code 
Merchant Name AMW*1371328137 0105
Merchant City Name      800-253-6500
Merchant Zip Code        49355
Partial Shipment Indicator          N
Merchant Category Description  DIRECT MARKETING - CATALOG MERCHANT
Broad Industry Description        RETAIL-MAIL/PHONE ORDER
POS Mode Description  MANUALLY KEYED
Recurring Billing Indicator          N
Authorized Merchant Name        AMW*AMWAY ORDER
Authorized Merchant Street        7575 Fulton Road East,
Authorized Merchant State Code            MI
Authorized Merchant Zip Code   49355

What is this charge on my credit card? 5734452243

This payment was made to an online website that sells books for college. This purchase made made in conjunction with a book purchase for an online class for Central Texas College.

MBS DIRECT TEXTBOOKS COLUMBIA MO
$130.48 Merchandise
General Transaction Information
Original Network Post Date        01/09/2013
Original Network Trans Date       01/08/2013
Approval Code 
Merchant Name MBS DIRECT TEXTBOOKS
Merchant City Name      COLUMBIA
Merchant Zip Code        65203
Partial Shipment Indicator          N
Merchant Category Description  BOOKS, PERIODICALS, NEWSPAPERS
Broad Industry Description        COMMERCIAL PRODUCTS & SERVICES (WHSLE)
POS Mode Description  MANUALLY KEYED
Recurring Billing Indicator          N
Authorized Merchant Name        MBS TEXTBOOK EXCHANGE
Authorized Merchant Street        2711 W ASH
Authorized Merchant State Code            MO
Authorized Merchant Zip Code   65203
Geographic
Point Of Sale Zip Code 65203
Store Number    0000
Phone Number  5734452243

What is this charge on my credit card? 4029357733

This charge was for a registation to a Kung Fu Tournament
$
135.00
Services

General Transaction Information

Original Network Post Date01/14/2013
Original Network Trans Date01/12/2013
Approval Code
Merchant NamePAYPAL *ICMAC
Merchant City Name4029357733
Merchant Zip Code95131
Partial Shipment IndicatorN
Merchant Category DescriptionPAYMENT SERVICE PROVIDER-MERCHANT-PAYMENT TRANSACTION
Broad Industry DescriptionSERVICES-FINANCIAL & INSURANCE
POS Mode DescriptionMANUALLY KEYED
Recurring Billing IndicatorN
Authorized Merchant NamePAYPAL *ICMAC
Authorized Merchant Street--
Authorized Merchant State CodeCA
Authorized Merchant Zip Code95131

Geographic

Point Of Sale Zip Code95131
Phone Number4029357733